The Services offered by Google Payments are covered by the Google Payments Privacy Notice. The Google Payments Privacy Notice will be updated with effect from 14 November 2017. You can view the updated notice at the link found here.
Your use of Google Payments is governed by the Google Payments Terms of Service, which describes in more detail the Services covered by this privacy notice. Capitalized terms not defined in this Google Payments Privacy Notice shall have the meaning ascribed to them in the Google Payments Terms of Service.
The Google Payments Privacy Notice applies to Services offered by Google Inc.’s wholly owned subsidiaries. Please consult the Google Payments Terms of Service made available to you within the Service to learn the subsidiary offering the Service.
Information obtained from third parties - We may obtain information about you from third parties, including third party verification services. This includes information arising from Google Payments transactions at merchant locations, information regarding your use of payment methods and your accounts issued by third parties that are linked to the Google Payments, the identity of your card issuer or financial institution, information regarding access to balances held in your Google Payments Account, information from a Carrier or Operator in connection with Carrier or Operator Billing, and consumer reports, as the term “consumer reports” is defined by the US Fair Credit Reporting Act.
Also, for sellers, we may obtain information about you and your business from a credit bureau or a business information service.
Transaction information – When you use Google Payments to conduct a transaction, we may collect information about the transaction, including: Date, time and amount of the transaction, the merchant’s location and description, a description provided by the seller of the goods or services purchased, any photo you choose to associate with the transaction, the names and email addresses of the seller and buyer (or sender and recipient), the type of payment method used, your description of the reason for the transaction, and the offer associated with the transaction, if any.
Your registration information is stored in association with your Google Account and your registration of a payment method will be stored on Google’s servers. In addition, certain data elements may also be stored on your mobile device.
We will only share your personal information with other companies or individuals outside of Google in the following circumstances:
As necessary to process your transaction and maintain your account.
To complete your registration for a service provided by a third party.
For example, when you make a purchase or transaction using Google Payments, we make certain personal information about you available to the company or individual you purchase from or transact with. This includes sharing your personal information with the developer from whom you purchased when you use Google Payments to make a purchase on Google Play.
Any information you provide directly to a third party merchant, website or application is not covered by this privacy notice. We are not responsible for the privacy or security practices of merchants or other third parties with whom you choose to share your personal information directly. We encourage you to review the privacy policies of any third party to whom you choose to share your personal information directly.
The information that we collect, including information obtained from third parties, is shared with our affiliates, meaning other companies owned and controlled by Google Inc. Our affiliates, which can be financial and nonfinancial entities, will use such information for their everyday business purposes.
We provide you with the right to opt out of certain sharing between GPC and its affiliates. Specifically, you may choose to opt out of:
Sharing between GPC and its affiliates of information about your creditworthiness for their everyday business purposes; and/or,
Our affiliates marketing their products or services to you based on your personal information that we collect and share with them. This information includes your account history with us.
If you choose to opt out, your choice will be effective until you tell us to change your choice.
If you don't want us to share personal information about your creditworthiness between GPC and its affiliates or if you do not want our affiliates to use your personal information collected by us and shared with them to market to you, please indicate your preference by logging into your account, going to the Google Payments privacy settings page, and updating your preferences.
We will not share your personal information with anyone outside of GPC or with our affiliates except as described in this privacy notice. As explained above, Google Payments is a product offered to Google Account holders. Data you provide to Google Inc. for the purpose of signing up for a Google Account is not affected by the opt-out provisions in this notice.
The security of your Google Payments Account depends on you keeping your account password(s), PINs, and other access information for the Service confidential. If you share your account information with a third party, he or she will have access to your account and your personal information.
It is your responsibility to control access to your mobile device and the Google Payments application on your device, including keeping your password(s) and/or PIN confidential and not sharing it with anyone. It is also your responsibility to alert Google or the relevant partner if you believe that the security of the information in the Google Payments application has been compromised.
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