Google Payments Privacy Notice

The Services offered by Google Payments are covered by the Google Payments Privacy Notice. The Google Payments Privacy Notice will be updated effective 23 September 2018. You can view the updated notice at the link found here.

Last modified May 21, 2018

The Google Privacy Policy describes how we treat personal information when you use Google's products and services. Google Payments is offered to Google Account holders and your use of it is subject to the Google Privacy Policy. In addition, this Privacy Notice describes Google privacy practices that are specific to Google Payments.

Your use of Google Payments is governed by the Google Payments Terms of Service, which describes in more detail the Services covered by this Privacy Notice. Capitalised terms not defined in this Google Payments Privacy Notice shall have the meaning ascribed to them in the Google Payments Terms of Service.

The Google Payments Privacy Notice applies to Services offered by Google LLC's wholly owned subsidiaries, including Google Payment Corp. ('GPC'). Please consult the Google Payments Terms of Service made available to you within the Service to learn the subsidiary offering the Service.

Information that we collect

In addition to the information listed in the Google Privacy Policy, we may also collect the following:

  • Information obtained from third parties – We may obtain information about you from third parties, including from third-party verification services. This includes information arising from Google Payments transactions at merchant locations, information regarding your use of payment methods and your accounts issued by third parties that are linked to Google Payments, the identity of your card issuer or financial institution, information regarding access to balances held in your Google Payments Account, information from a Carrier or Operator in connection with Carrier or Operator Billing, and consumer reports, as the term 'consumer reports' is defined by the US Fair Credit Reporting Act.
  • Also, for sellers, we may obtain information about you and your business from a credit bureau or a business information service.

  • Transaction information — When you use Google Payments to conduct a transaction, we may collect information about the transaction, including: date, time and amount of the transaction, the merchant's location and description, a description provided by the seller of the goods or services purchased, any photo that you choose to associate with the transaction, the names and email addresses of the seller and buyer (or sender and recipient), the type of payment method used, your description of the reason for the transaction, and the offer associated with the transaction, if any.
  • How we use the information that we collect

    In addition to the uses listed in the Google Privacy Policy, we use the information that you provide to us and to GPC or another of our subsidiaries, as well as information about you from third parties, in order to provide you with Google Payments for customer service purposes, and to protect you from fraud, phishing or other misconduct. Such information may also be used to assist third parties in the provision of products or services that you request from them. We also use the information to review your Google Payments Account to determine whether you continue to meet the terms of the account, to make decisions about your future Google Payments transactions, and for other legitimate business needs related to the Google Payments transactions initiated by you.

    Your registration information is stored in association with your Google Account and your registration of a payment method will be stored on Google's servers. In addition, certain data elements may also be stored on your mobile device. We may retain the information that you provide for extended periods of time for the purpose of complying with legal process and regulatory obligations.

    Information that we share

    We will only share your personal information with other companies or individuals outside of Google in the following circumstances:

    For example, when you make a purchase or transaction using Google Payments, we make certain personal information about you available to the company or individual you purchase from or transact with. This includes sharing your personal information with the developer from whom you purchased when you use Google Payments to make a purchase on Google Play.

    When you visit a participating merchant site or app, the merchant can check whether you have a Google Payments account with an eligible form of payment that can be used to pay the merchant, in order to reduce the likelihood that you will see unusable features on sites or apps.

    Any information that you provide directly to a third-party merchant, website or application is not covered by this privacy notice. We are not responsible for the privacy or security practices of merchants or other third parties with whom you choose to share your personal information directly. We encourage you to review the privacy policies of any third party to whom you choose to share your personal information directly.

    The information that we collect, including information obtained from third parties, is shared with our affiliates, meaning other companies owned and controlled by Google LLC. Our affiliates, which can be financial and non-financial entities, will use such information for their everyday business purposes.

    We provide you with the right to opt out of certain sharing between GPC and its affiliates. Specifically, you may choose to opt out of:

    You may also choose to opt out of Google LLC or its affiliates informing a third-party merchant, whose site or app you visit, whether you have a Google Payments account that can be used for payment to that merchant.

    If you choose to opt out, your choice will be effective until you tell us to change your choice.

    If you don't want us to share personal information about your creditworthiness between GPC and its affiliates, or if you do not want our affiliates to use your personal information collected by us and shared with them to market to you, or if you do not want Google LLC or its affiliates to inform a third-party merchant, whose site or app you visit, whether you have a Google Payments account that can be used for payment to that merchant, please indicate your preference by logging in to your account, going to the Google Payments privacy settings page, and updating your preferences.

    We will not share your personal information with anyone outside of GPC or with our affiliates except as described in this privacy notice. As explained above, Google Payments is a product offered to Google Account holders. Data that you provide to Google LLC for the purpose of signing up for a Google Account is not affected by the opt-out provisions in this notice.

    Information security

    For more information about our security practices, please see the main Google Privacy Policy.

    The security of your Google Payments Account depends on you keeping your account password(s), PINs, and other access information for the Service confidential. If you share your account information with a third party, he or she will have access to your account and your personal information.

    It is your responsibility to control access to your mobile device and the Google Payments application on your device, including keeping your password(s) and/or PIN confidential and not sharing it with anyone. It is also your responsibility to alert Google or the relevant partner if you believe that the security of the information in the Google Payments application has been compromised.

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