Isaziso Sobumfihlo SeGoogle Payments

Kugcinwe ukushintshwa: 16 Mashi 2026

Inqubomgomo Yobumfihlo yeGoogle ichaza indlela esiphatha ngayo ulwazi lomuntu siqu lapho esebenzisa imikhiqizo namasevisi eGoogle. Uma ungaphansi kweminyaka eyi-18, ungathola izinsiza ezengeziwe Kumhlahlandlela Wobumfihlo Womuntu Osemusha weGoogle kanye nakumhlahlandlela wobumfihlo wezingane weGoogle Payments.

IGoogle Payments inikezwa abantu abaneGoogle Account, futhi ukuyisebenzisa kwakho kungaphansi kokulawula kweNqubomgomo Yobumfihlo YeGoogle. Ngaphezu kwalokho, lesi Saziso Sobumfihlo sichaza izinyathelo zobumfihlo ezisetshenziswa iGoogle eziqondene neGoogle Payments.

Ukusebenzisa kwakho iGoogle Payments kulawulwa Imigomo Yesevisi yeGoogle Payments, echaza kabanzi ngamasevisi angena kulesi Saziso Sobumfihlo. Amagama abhalwe ngosonhlamvukazi angachazwanga kulesi Saziso Sobumfihlo kuzonikezwa incazelo yawo kuMigomo Yesevisi yeGoogle Payments.

Isaziso Sobumfihlo seGoogle Payments sisebenza kumasevisi ahlinzekwa yiGoogle LLC noma izinkampani eziphethwe yiyo ngokuphelele, okuhlanganisa iGoogle Payment Corp. (“GPC”). Xhumana Nemigomo Yesevisi yeGoogle Payments eyenziwe yatholakala kuwe ngaphakathi kwesevisi ukuze ufunde ukuthi iyiphi inkampani ephethwe ehlinzeka ngesevisi.

Kubasebenzisi abazinze eBrazil, umlawuli wedatha onomthwalo wokuphatha imininingwane yakho yiGoogle LLC, futhi ngokwezinga okufuneka ngalo ngaphansi komthetho waseBrazil, kungase kube yiGoogle Brasil Pagamentos Ltda
Kubasebenzisi (ngaphandle kwalabo abathengisa emakethe yeGoogle) abazinze ku-European Economic Area (ngaphandle kwe-UK), umlawuli wedatha onomthwalo wokuphatha imininingwane yakho yiGoogle Ireland Limited
Kubasebenzisi abazinze ku-European Economic Area, ngaphandle kwe-UK, futhi abathengisa emakethe yeGoogle, umlawuli wedatha onomthwalo wokuphatha imininingwane yakho yiGoogle Ireland Limited
Kubasebenzisi (ngaphandle kwalabo abathengisa emakethe yeGoogle) abazinze e-UK, umlawuli wedatha onomthwalo wokuphatha imininingwane yakho yiGoogle LLC
Kubasebenzisi abazinze e-UK noma e-Israel futhi abathengisa emakethe yeGoogle, umlawuli wedatha onomthwalo wokuphatha imininingwane yakho yiGoogle Payment Limited
Isaziso Sobumfihlo seGoogle Payments asisebenzi kusevisi yeGoogle Pay ehlinzekwa abasebenzisi abahlala e-India yiGoogle India Digital Services Private Limited

Imininingwane esiyiqoqayo

Ngaphezu kwemininingwane ebhalwe kuNqubomgomo Yobumfihlo yeGoogle, singase futhi siqoqe nalokhu okulandelayo:

Imininingwane yokubhalisa

Lapho ubhalisela iGoogle Payments, usungula iphrofayela yokukhokha yeGoogle ehlotshaniswa neGoogle Account yakho. Kuye ngamasevisi eGoogle Payments owasebenzisayo, ngaphezu kwemininingwane ebhalwe kuNqubomgomo Yobumfihlo YeGoogle, ungase ucelwe ukuba unikeze imininingwane efana nalena:

Inombolo yekhadi lesikweletu noma lokukhokha kanye nosuku ikhadi elizophelelwa ngalo isikhathi
Inombolo ye-akhawunti yasebhange kanye nosuku ezophelelwa ngalo isikhathi
Ikheli
Inombolo yefoni
Usuku lokuzalwa
Inombolo yomshwalense wezwe noma inombolo engumazisi womkhokhi wentela (noma ezinye izinombolo zikamazisi okhishwe uhulumeni)
Kubathengisi noma amabhizinisi ngokuqondile, isigaba sebhizinisi kanye nemininingwane ethile emayelana nobuningi bokuthengiswayo noma bamathransakshini

Ezimweni ezithile, singase futhi sikucele ukuba usithumelele ulwazi olwengeziwe noma ukuba uphendule imibuzo eyengeziwe ukuze kuqinisekiswe imininingwane yakho noma ukuthi ungubani. Okokugcina, uma ubhalisa i-akhawunti yokukhokha engeyenkampani yenethiwekhi noma yomhlinzeki wesevisi, sizokucela ukuba usinikeze ulwazi oluthile ngenkampani yenethiwekhi noma yomhlinzeki wesevisi.

Imininingwane yakho yokubhalisa igcinwa ngokuhambisana neGoogle Account yakho, futhi izogcinwa eziphakelini zeGoogle. Ezinye izinhlobo zedatha zingase futhi zigcinwe nasedivayisini yakho yeselula.

Imininingwane etholwe ezinkampanini zangaphandle

Singase sithole ulwazi ngawe ezinkampanini zangaphandle, okuhlanganisa namasevisi okuqinisekisa angawezinkampani zangaphandle. Lokhu kufaka phakathi:

Ulwazi olutholwe ngamathransakshini eGoogle Payments enziwe ezindaweni zabathengisi
Ulwazi oluphathelene nokusebenzisa kwakho izindlela zokukhokha kanye nama-akhawunti akho akhishwe yizinkampani zangaphandle alinkwe kuGoogle Payments
Ulwazi oludalula inkampani engumnikazi wekhadi noma inkampani yezezimali
Ulwazi oluphathelene nohlobo kanye nezinzuzo ezihlobene nendlela yakho yokukhokha
Ulwazi oluphathelene nokufinyelela kumabhalansi akuphrofayela yakho yokukhokha yeGoogle
Ulwazi oluvela enkampanini yenethiwekhi noma kumhlinzeki wesevisi mayelana nezinkokhelo zenkampani yenethiwekhi noma zomhlinzeki wesevisi
Imibiko yabathengi, ngokwendlela igama elithi "imibiko yabathengi" elichazwe ngayo yi-US Fair Credit Reporting Act
Ulwazi mayelana namathransakshini akho owenza nezinkampani zangaphandle (njengabathengisi nabahlinzeki besevisi yokukhokha) oluzosetshenziselwa ukwenza amamodeli obungozi bokukhwabanisa nokuhlinzeka izinkampani zangaphandle ngamazinga obungozi bokukhwabanisa kanye namasevisi okuvimbela ukukhwabanisa

Futhi, kubathengisi, singase sithole ulwazi ngawe nangebhizinisi lakho enkampanini elawula ezezikweletu noma ngesevisi ehlinzeka ngolwazi lwamabhizinisi.

Ulwazi ngamathransakshini

Lapho usebenzisa iGoogle Payments ukuze wenze ithransakshini, singase siqoqe imininingwane ngethransakshini, ehlanganisa:

Usuku, isikhathi kanye nenani lethransakshini
Indawo kanye nencazelo yomthengisi
Incazelo enikezwe umthengisi mayelana nezimpahla noma namasevisi athengiwe
Noma isiphi isithombe okhetha ukusihlanganisa naleyo thransakshini
Amagama kanye namakheli e-imeyili omthengisi nomthengi (noma othumelayo nowamukelayo)
Indlela yokukhokha esetshenzisiwe
Incazelo yakho yesizathu sethransakshini kanye nomtitilizo ohlotshaniswa nethransakshini, uma ukhona

Indlela esiyisebenzisa ngayo imininingwane esiyiqoqayo

Sisebenzisa ulwazi osinikeza lona, iGoogle Payment Corp. (GPC), noma enye yezinkampani ezingaphansi kwethu, kanye nolwazi olumayelana nawe oluvela ezinkampanini ezingahlangene ngqo, ngokuvumelana nokusetshenziswa okusohlwini Lwenqubomgomo Yobumfihlo yeGoogle, ngokwesibonelo:

Sikuhlinzeke ngeGoogle Payments ngezinjongo zesevisi yamakhasimende
Sivimbele ukulimala kwamalungelo, kwempahla noma kokuphepha kweGoogle, kwabasebenzisi bethu noma komphakathi, okuhlanganisa usizo lokuvimbela ukukhwabanisa, ukwebiwa kwemininingwane ebucayi noma okunye ukuziphatha okubi
Sisize izinkampani zangaphandle ekuhlinzekeni ngemikhiqizo noma ngamasevisi owacela kuzo
Sibuyekeze iphrofayela yakho yokukhokha yeGoogle ukuze sithole ukuthi usaqhubeka yini nokuhlangabezana nemigomo yesevisi
Senze izinqumo mayelana namathransakshini akho eGoogle Payments angesikhathi esizayo
Sakhe futhi siqeqeshe amamodeli obungozi bokukhwabanisa ngemininingwane yakho yangesikhathi esidlule neyamanje, futhi sikhiqize amazinga obungozi bokukhwabanisa senze nokuhlola okwabelwana ngakho nezinkampani zangaphandle ngezinjongo zokuba zikwazi ukuvimbela ukukhwabanisa nokuhlukumeza
Ikunikeza ulwazi mayelana nezici zendlela yakho yokukhokha nezinzuzo
Sifeze ezinye izidingo zebhizinisi ezisemthethweni ezihlobene namathransakshini eGoogle Payments aqalwe nguwe
Yenza izibalo nokulinganisa ukuze uqonde indlela iGoogle Payments namasevisi eGoogle asetshenziswa ngayo, okuhlanganisa ukusebenza kwezikhangiso (emazweni alinganiselwe)
Ukusebenzisa okuqondaniswe nomuntu siqu okuhlinzekwa iGoogle Payments namanye amasevisi eGoogle, okuhlanganisa nokwenza kube ngokwakho izikhangiso ozibonayo, kuye ngamasethingi akho (emazweni alinganiselwe)

Singase silugcine ulwazi osinikeza lona phakathi naso sonke isikhathi sokusebenzisa kwakho iGoogle Payments, nangesikhathi esengeziwe kuye ngokwesidingo sokuthobela izibopho zethu ezingokomthetho nezemithethonqubo.

Imininingwane esabelana ngayo

Sizokwabelana ngolwazi lwakho siqu nezinye izinkampani noma nabantu abangaphandle kweGoogle ezimweni ezilandelayo:

Ngokwalokho okuvumelekile kuNqubomgomo Yobumfihlo yeGoogle
Ngokwalokho okuvunyelwe umthetho
Ngokwesidingo sokucubungula ithransakshini yakho nokunakekela i-akhawunti yakho, okuhlanganisa ukuhlinzeka ngentuthuko kwezokuvikela, ukuvikela i-akhawunti yakho ekukhwabaniseni, nangezinye izinjongo zebhizinisi zansuku zonke
Ukuze uqedele ukubhalisela kwakho isevisi ehlinzekwa yinkampani yangaphandle
Lapho iGoogle Pay itholakala khona, ukwazisa umthengisi wesithathu, ovakashela isayithi noma i-app yakhe, ukuthi unephrofayela yokukhokha yeGoogle engasetshenziswa ukwenza izinkokhelo ngesayithi noma uhlelo lokusebenza lomthengisi lowo. Lokhu kungafaka imininingwane elinganiselwe mayelana nendlela yakho yokukhokha, njengenethiwekhi yekhadi kanye nezinombolo zokugcina ezi-4 zenombolo yekhadi lakho. Ungakhetha ukuyivala le sethingi
Sabelane ngamazinga obungozi nokunye ukuhlolwa kokukhwabanisa nezinkampani ezingahlangene ngqo ezisebenzisa amasevisi eGoogle okuhlinzeka ngamazinga obungozi nezindlela zokuvimbela ukukhwabanisa, ukuze kuvikelwe ukukhwabaniswa nokusetshenziswa ngokufanele kwamathransakshini akho owenza nezinkampani ezingahlangene ngqo
Ukusiza ukuqinisekisa ukuthi indlela yakho yokukhokha ivikelekile futhi isemthethweni, kanye nokukunikeza ulwazi olufanele mayelana nezakhi zayo nezinzuzo, singase sabelane ngolwazi lwakho lomuntu siqu nomkhiphi wendlela yakho yokukhokha, inethiwekhi yokukhokha, abacubungulayo, kanye nezinkampani zamanxusa abo

Izibonelo zokuthi kunini lapho imininingwane ingase yabiwe khona:

Lapho uthenga noma wenza ithransakshini usebenzisa iGoogle Payments, senza ulwazi oluthile ngawe lutholwe yinkampani noma umuntu othenga kuye noma othransaktha naye. Lokhu kuhlanganisa ukwabelana ngolwazi lwakho nonjiniyela othenga kuye uma usebenzisa iGoogle Payments ukuze uthenge kuGoogle Play
Lapho uthenga ngewebhusayithi noma nge-app usebenzisa iGoogle Pay, singase sabelane ngekhodi yakho ye-zip noma yeposi kanye nolwazi mayelana nendlela yakho yokukhokha ukuze umthengisi akwazi ukubala intela, ukuthumela impahla, kanye neminye imininingwane ehlobene nezindleko ze-oda lakho (njengezindleko zokudiliva kanye nolunye ulwazi oluphathelene nentengo) futhi ukuze sikwazi ukubona ukuthi umthengisi angakwazi yini ukuyamukela leyo ndlela yokukhokha oyisebenzisayo kanye nezinzuzo noma nemikhawulo ekhona endleleni ethile yokukhokhela lokho okuthengayo
Lapho ufaka indlela yokukhokha kuphrofayela yakho yokukhokha yeGoogle, singase sishintshisane ngolwazi oluthile ngawe nomhlinzeki wokukhokha wenkampani yangaphandle ukuze sobabili sikwazi ukukuhlinzeka ngesevisi. Ulwazi ngawe lungase luhlanganise igama lakho, isithombe sephrofayela, i-imeyili, ikheli lesimiso se-inthanethi (IP), ikheli lokukhokha, inombolo yefoni, ulwazi lwedivayisi, indawo, nolwazi olumayelana nalokho okwenzeka kuGoogle Account
Lapho iGoogle Pay itholakala khona, ukuqinisekisa ukuthi ulwazi luhamba kahle futhi ikunikeze izindlela zokukhokha ezifanele ongakhetha kuzo uma uvakashela amasayithi noma ama-app abathengisi ababambe iqhaza, umthengisi angaqinisekisa ukuthi unephrofayela yokukhokha yeGoogle enendlela yokukhokha efanelekile. Kule nqubo, iGoogle ingabelana ngemininingwane elinganiselwe mayelana nendlela yakho yokukhokha, njengenethiwekhi yekhadi kanye nezinombolo zokugcina ezi-4 zenombolo yekhadi lakho, ukuze ikusize kuphela ukuthi ubone indlela yakho yokukhokha oyikhethile
Lapho wenza ithransekshini nenkampani engahlangene ngqo (njengabathengisi nabahlinzeki besevisi yokukhokha), singase sithumele amazinga obungozi bokukhwabanisa kanye nokunye ukuhlolwa kokukhwabanisa okuhlobene nethransakshini yakho yokukhokha kulezi zinkampani ezingahlangene ngqo, ngezinjongo zokuvinjelwa kokukhwabanisa nokuhlukumeza

Imininingwane esiyiqoqayo, okuhlanganisa nolwazi olutholwe ezinkampanini zangaphandle, kungase kwabelwane ngayo namanxusa ethu, okuyizinkampani ezingezeGoogle LLC futhi ezilawulwa yiyo. Ozakwethu, okungaba amabhizinisi ezezimali noma angewona awezezimali, bazosebenzisa ulwazi olunjalo ngezinjongo ezidalulwe eSazisweni Sobumfihlo nakuNqubomgomo Yobumfihlo YeGoogle, okuhlanganisa nezinjongo zansuku zonke zebhininisi labo.

Sikuhlinzeka ngelungelo lokuphuma kunoma yikuphi ukwabelana okukhona phakathi kwe-GPC namanxusa ayo, uma kusebenza. Ngokuqondile, ungakhetha ukuphuma kulokhu:

Ukwabelana phakathi kwe-GPC namanxusa ayo ngolwazi olumayelana nokufanelekela kwakho ukuthola isikweletu ngezinjongo zansuku zonke zebhizinisi lawo; kanye/noma
Namanxusa ethu akhangisa ngemikhiqizo noma ngamasevisi awo kuwe ngokusekelwe olwazini olumayelana nawe esiluqoqayo futhi sabelane ngalo nawo. Lolu lwazi luhlanganisa nomlando we-akhawunti yakho onawo nathi.

Futhi ungakhetha nokuphuma ekutheni iGoogle LLC noma amanxusa ayo atshele umthengisi wenkampani yangaphandle, ovakashela isayithi noma i-app yakhe, ukuthi unayo yini iphrofayela yokukhokha yeGoogle engasetshenziselwa ukukhokha ngesayithi noma nge-app yomthengisi.

Uma ukhetha ukuvala leli sethingi, ukukhetha kwakho kuzosebenza uze usitshele ukuthi sishintshe ukukhetha kwakho.

Uma ungafuni ukwabelana ngolwazi olungawe siqu mayelana nokufaneleka kwakho ukuthola isikweletu phakathi kwe-GPC namanxusa ayo, noma uma ungafuni ukuthi amanxusa ethu asebenzise ulwazi esiluqoqile ngawe nokuthi abelane ngalo ukuze akhangise kuwe, noma uma ungafuni ukuthi iGoogle LLC noma amanxusa ayo atshele umthengisi wenkampani yangaphandle, ovakashela esayithini noma ku-app yakhe, ukuthi unayo yini iphrofayela yokukhokha yeGoogle, sicela ubonise okuncamelayo ngokungena ngemvume ku-akhawunti yakho, uye kumasethingi obumfihlo eGoogle Payments ukuze ubuyekeze okuncamelayo.

Ngeke sabelane ngolwazi olungawe siqu nanoma ubani ongaphandle kwe-GPC noma namanxusa ethu ngaphandle ngokwalokho okuchazwe kulesi Saziso Sobumfihlo noma kuNqubomgomo Yobumfihlo yeGoogle. IGoogle Payments ingumkhiqizo onikezwa labo abaneGoogle Account. Idatha oyinikeza iGoogle LLC ngenjongo yokubhalisela iGoogle Account ayithintwa yimibandela yokuphuma ekulesi Saziso Sobumfihlo.

Ukugcina imininingwane yakho ivikelekile

Ukuze uthole ulwazi olwengeziwe mayelana nemikhuba yethu yokuvikeleka, sicela ubheke Inqubomgomo Yobumfihlo yeGoogle.

Ukuvikeleka kwephrofayela yakho yokukhokha yeGoogle kuncike ekugcineni amaphasiwedi e-akhawunti yakho, ama-PIN neminye imininingwane yokungena kule sevisi kuyimfihlo:

Uma wabelana ngemininingwane yeGoogle Account yakho nenkampani yangaphandle, izokwazi ukufinyelela kuphrafayela yakho yokukhokha yeGoogle nasolwazini olungawe siqu
Kuwumthwalo wakho ukulawula ukufinyelelwa edivayisini yakho yeselula naku-application yeGoogle Wallet esedivayisini yakho, okuhlanganisa nokugcina amaphasiwedi akho kanye/noma Iphinikhodi kuyimfihlo nokuba ungakunikezi omunye umuntu
Futhi kuwumthwalo wakho ukwazisa iGoogle noma uzakwethu ofanele uma ukholelwa ukuthi ukuvikeleka kolwazi olukuGoogle Payments lufohliwe

Noma iluphi ulwazi oluhlinzeka ngokuqondile kumthengisi wenkampani yangaphandle, iwebhusayithi noma i-application akukhulunywa ngalo kulesi Saziso Sobumfihlo. Asinaso isibopho ngemikhuba yobumfihlo noma yokuvikeleka yabathengisi noma ezinye izinkampani zangaphandle okhetha ukwabelana nazo ngokuqondile ngolwazi lwakho lomuntu siqu. Sikukhuthaza ukuba ubuyekeze izinqubomgomo zobumfihlo zanoma iyiphi inkampani yangaphandle okhetha ukwabelana nayo ngokuqondile ngolwazi olungawe siqu.