Google Pay Rewards Terms (United States)

Last Updated: April 1, 2021

The Google Pay rewards program (“Google Pay rewards” or the “Program”) is subject to your compliance and agreement with the Google Pay Terms of Service and these Google Pay Rewards Terms (collectively, the “Agreement”). Any defined terms used but not defined in these Google Pay Rewards Terms have the meaning set forth in the Google Pay Terms of Service.

The Google Privacy Policy describes how we handle your personal information when you participate in the Program, and the Google Payments Privacy Notice provides additional information about how we handle your payments information.

  1. Program Description and Opt- In. The Program is a part of the Google Pay Service that allows you to receive various benefits and rewards (“Rewards”) Google Pay may make available or pay to you through the Program. Some Rewards will be paid through offers from Google Pay or participating merchants and other partners (each, a “Program Offer” or “Offer”). Offers allow you to earn Rewards by completing a qualifying payment (“Qualifying Payment”) or other action “Qualifying Action”) as described in and subject to any offer specific terms that may accompany each Program Offer (“Offer Specific Terms”).You must follow the prompts in the Google Pay app to opt-in to the Program in order to participate in Google Pay rewards.By opting-in and participating in the Program, you agree to the Agreement . If you do not agree to the Agreement, you must not participate in the Program.  Participation in the Program is optional and you can opt-out at any time from Google Pay app settings. If you opt-out of the Program, you will not be able to earn Rewards.

    Each Google Pay user can only use one set of Google Pay credentials that has not been previously registered with Google Pay, which includes but is not limited to a Google account, phone number and form of payment. Any of these unique Google Pay credentials must not have been used to register another Google Pay account.

  2. Program Offers. Once you have opted-in to the Program, you will have access to a variety of Program Offers and Rewards that may vary over time and between users. Some Offers may require you to activate them in order to be eligible, while others may enroll and allow you to start earning Rewards right away by performing Qualifying Payments or Qualifying Actions. Each Program Offer may be subject to Offer Specific Terms, as well as these Google Pay Rewards Terms. Offer Specific Terms may include limitations or restrictions including limits on the length of time you have to take advantage of the Offer or activation, limits on the maximum Reward that can be earned, the number of times a Program Offer may be redeemed, in-store vs. online only purchases, and minimum spend requirements. Program Offers may also be subject to availability. Offers made available to you through the Program are exclusive to you and cannot be reproduced, transferred, or used by anyone else. Offers may not be combined. If you perform an action or make a transaction that meets the terms of more than one Program Offer, such action or the transaction may only count toward one such Offer as determined by Google in its sole discretion.

  3. Qualifying Payments and Rewards. Whether a Qualifying Payment or Qualifying Action has been completed will be determined by Google in its sole discretion. Not all credit or debit cards are eligible for use with all Offers. Google reserves the right, at its sole discretion, to disqualify any user from participating in an Offer, or to refuse to provide, reverse or rescind a Reward where we determine the user does not meet the Offer requirements including, but not limited to, any misuse of the Offer or fraud or suspicious transactions or activities under this Agreement or the  Google Payments User Policy, or for returns, cancellations, credits, adjustments or chargebacks that occur after a Qualifying Payment or Qualifying Action. Some Rewards may require you to ‘claim’ them by ‘scratching’ a scratch card or ‘opening’ a gift box to reveal the Reward, or tapping a ‘claim’ button or doing a similar action. On average across all Google Pay US users, gift boxes claimed from October - December 2020 revealed a cash reward worth between $1 to $21. Range of possible cash rewards vary by gift box, as specified in applicable offer terms. Unless otherwise stated in the applicable Offer Specific Terms, unclaimed Rewards will remain valid for 45 days after receipt. Any Rewards you do not claim within 45 days of receipt are subject to expiry by Google, at its discretion and without further notice to you. Google will not have any liability or responsibility to you for your failure to claim or redeem a Reward. If you delete your Google Pay service or Google account, or if your account or service access is suspended, any Rewards that may have been pending or unclaimed at the time of such suspension, deletion or closure may be deemed forfeited and Google will have no liability to you for such Rewards. The total Rewards users can earn under the Program may be subject to caps or other restrictions by Google. In addition, certain Rewards may be subject to US tax reporting (e.g., IRS Forms 1099) and withholding. For these reasons, you may be asked to provide US tax information in connection with those Rewards. You are responsible for any tax obligations arising from Rewards or your participation in the Program. Rewards will vary and may include (but are not limited to) the following:

  4. Card-Linked Offers. If you opt-in to Google Pay rewards, you can also choose to enroll one or more valid, eligible Visa, MasterCard, or American Express credit or debit payment cards (each, a “Payment Card”) in card-linked Offers (“Card-Linked Offers”). Discover cards are not eligible. “Card-Linked Offers” is a part of Google Pay rewards that allows you to earn Rewards whenever you make a Qualifying Payment with your eligible enrolled card, even if the payment is not made using Google Pay (subject to applicable Officer Specific Terms). You do not need to enroll any cards in Card-Linked Offers to participate in Google Pay rewards, but doing so could give you access to a wider range of Offers and ways to complete Qualifying Payments.

  5. DISCLAIMERS AND LIMITATIONS OF LIABILITY. GOOGLE PAY REWARDS IS PROVIDED ON AN “AS IS” BASIS, WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, GOOGLE AND OUR AFFILIATES, REPRESENTATIVES, SUBSIDIARIES, AND SUPPLIERS (COLLECTIVELY, THE “PROGRAM PARTIES”) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED OR OTHERWISE, WITH RESPECT TO THE PROGRAM INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR USE. “SUPPLIERS,” AS USED IN THE FOREGOING SENTENCE, SHALL INCLUDE RCLON, FIDEL, AND PAYMENT CARD NETWORK AND PAYMENT PROCESSORS PROVIDING GOOGLE WITH SERVICES IN CONNECTION WITH THE PROGRAM, ALONG WITH THEIR RESPECTIVE AFFILIATES AND REPRESENTATIVES. THERE IS NO GUARANTEE THAT THE PROGRAM WILL BE FREE FROM ERROR OR INTERRUPTIONS. THE PROGRAM PARTIES SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES RELATED TO THE PROGRAM OR ANY OFFER, EVEN IF THE PROGRAM PARTIES HAVE BEEN ADVISED OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THIS INCLUDES, WITHOUT LIMITATION, WITH RESPECT TO ANY GOODS OR SERVICES PURCHASED, RECEIVED, OR PAID FOR BY YOU FROM ANY MERCHANT; ANY OFFER OR REWARD; OR ANY INACCURACIES OR FAILURES IN TRANSACTION MONITORING. YOU AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY LAW, YOU HEREBY WAIVE AND RELEASE THE SUPPLIERS FROM ANY AND ALL CLAIMS BY YOU IN CONNECTION WITH THE SERVICES PROVIDED BY SUCH SUPPLIERS IN CONNECTION WITH THE PROGRAM, AND IN NO EVENT WILL THE PROGRAM PARTIES' TOTAL LIABILITY TO YOU IN CONNECTION WITH THE PROGRAM EXCEED $500. YOU UNDERSTAND AND AGREE THAT RCLON, FIDEL, GOOGLE’S PAYMENT CARD NETWORK AND PAYMENT PROCESSOR SUPPLIERS ARE INTENDED THIRD PARTY BENEFICIARIES OF THE FOREGOING SENTENCE, AND SHALL BE ENTITLED TO ENFORCE THE PROVISIONS OF THIS SECTION IN ITS OWN RIGHT. EXCEPT AS OTHERWISE EXPRESSLY STATED HEREIN, THIS AGREEMENT IS NOT INTENDED AND SHALL NOT BE CONSTRUED TO CREATE ANY RIGHTS OR REMEDIES IN ANY PARTIES OTHER THAN YOU AND GOOGLE.
  6. Changes to the Program and the Agreement. If you do not agree with the Agreement, you must not participate in the Program. Google reserves the right at its sole discretion and in accordance with applicable law, to suspend, discontinue or change the Program, any Offer or Reward, or this Agreement at any time, with or without notice to you, and without any liability to you or to any third party. Your continued participation in the Program following any such change will constitute or acceptance of such change, including the Agreement as modified.

  7. Other Terms. The terms of your purchase of any goods or services from a merchant are governed by your relationship with that merchant. We are not responsible for the goods or services displayed, purchased or paid for in connection with Offers; or merchants whose offers, products, or services are promoted in connection with such Offers. The Program may contain links to third-party websites and online services that are not owned or controlled by Google Pay. We have no control over, and assume no responsibility for such websites and online services. In these Google Pay Rewards Terms: